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In order to increase a merchant’s chance of obtaining a merchant facility with Alternative Payments Limited due to the status of an applicant and/or business model and following a full risk assessment of an application, we may need to increase certain elements: mainly the settlement deferment period and frequency of settlement payments (other terms may be affected depending on the risk sector you operate in and your company’s credit rating). Indeed a longer settlement deferment period and/or a less frequent settlement frequency are more likely to reassure us that we have taken sufficient steps to mitigate the risk exposure on an account.

As you can imagine we are unable to tell who will have their terms increased until an application has been put in and is being processed. Please be reassured that you are under no obligation to continue with the application if the terms offered do not meet your requirements. If this is the case than simply reply to the relevant e-mail and your application will be terminated.

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